Hammond Pole Blog

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You receive an SMS from your bank notifying you of a deposit. The payment is unexpected, and you have no idea where it came from.  What is your legal responsibility?

Every individual is expected to act lawfully, therefore if money is deposited into your account and you know it’s not yours, legally you must return it.   A Walter Sisulu University student, Sibongile Mani, was accidentally paid an amount of R14 million instead of R1,400 in June 2017 by a company that manages the National Student Financial Aid Scheme’s (NSFAS) finances. She was found guilty of theft and imprisoned after she spent over R800,000 of the money that she received from NSFAS.   It is crucial to understand the consequences of spending funds you received in error which may include: A court order or...

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Someone has opened a cell phone contract and a store account in my name. How should I deal with it?

Is someone using your personal details to open an account or get credit? This is called identity and impersonation fraud, which occurs when someone uses personal details such as an individual’s identity number or name to commit crimes.   According to the Southern African Fraud Prevention Service (SAFPS), identity fraud in South Africa has increased by 99% since 2018, costing the economy one billion per year. In 2022, 62% of total fraud incidents occurred in Gauteng, while fraud increased by 117% from the previous year.   The most prevalent ways identity thieves access the victim’s personal information are: Phishing: Getting the victim to give...

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The Financial Intelligence Centre Act and the cash threshold

The Financial Intelligence Centre Act (FICA) was established to identify proceeds of unlawful activities and to combat money laundering, terrorist funding and tax evasion. It further establishes a Financial Intelligence Centre and a Money Laundering Advisory Council in order to combat money laundering activities and to impose certain duties on institutions and other persons who might be used for money laundering purposes.   To combat these illegal threats, South African law has implemented control measures aimed at assisting in its detection and investigation. These control measures are embodied in the Financial Intelligence Centre Act, 38 of 2001 and can be described as follows: Individuals need...

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Hammond Pole Attorneys earn top spot as Ekurhuleni’s best law firm

Hammond Pole Attorneys has once again been announced as the Best Law Firm in the Best of Ekurhuleni Readers’ Choice Awards 2022. This is the fifth time the company has won this prestigious award, having won it for four years in 2017, 2018, 2019 and 2021 firmly establishing it as a favourite in the local community. The Awards, which gives the residents of Ekurhuleni the chance to vote for their preferred local businesses and organisations, has been running since 2015 (no awards took place in 2020 due to COVID-19) and is an indicator of the best the East Rand has to...

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What should be in your last Will & Testament – the greatest gift you can leave your loved ones

Nearly 75% of South Africans die without a valid Will in place. This means that the deceased estate Will be divided according to the Intestate Succession Act, 1987 (Act 81 of 1987).  According to the Act, without a valid Will in place the assets of the deceased are divided according to a set formula among your surviving spouse, children, parents, or siblings. The lack of a valid Will is all-too common among South Africans. So, why don’t more people set up their Will?   Many people think they simply don’t qualify for a Will, but they’re usually mistaken.      You need a valid Will if...

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My father has passed away and I have inherited his property

A Blog article by: Tania Abbotts    My father has passed away and I have inherited his property – I am struggling to evict the current tenants – is it possible to evict before it has been transferred into my name? Would a letter of executorship be relevant in this situation? What about notice in terms of the rental agreement?    If a person passes away and has a last will and testament, then as legal practitioners, we administer the estate as per the directions set out in the last will and testament. This means that the deceased would have elected who would be...

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Conveyancing fees – what are you paying for

Blog article by: Michelle Orsmond    Purchasing your dream home is one of the most significant investments you will ever make. However, first-time buyers are not always fully aware of the costs associated with purchasing a home and what the services they are paying for entail.   The conveyancing services that a firm typically offers, includes the preparation and gathering of all documents required to finalise the registration of a sale once it is lodged with the Deeds office.   But not all property transactions are the same - each one carries its own delays and challenges, and a conveyancer needs to assist both the seller...

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My fiancé has paid my family lobola but we will only be getting married in two years

- What are the legal ramifications and what are my rights?   A blog article by Tania Abbotts   South Africa is a unique country due in part to the many different cultures, religions and customs within our beautiful rainbow nation. This is why we have so many different kinds of recognised lawful marriages: civil union, marriage, customary marriage etc. I have seen an increase in matters being taken to court regarding customary marriages mainly because it is uncertain at what point a customary marriage is deemed a lawful marriage and thus subject to the protection and obligations afforded to married couples.   Section 3(1) of...

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How laws change in South Africa and how women throughout our history have made an impact on legislation

Blog article by: Jacolene Jansen van Vuuren   A woman’s place is in changing the world. It is only over the last three or four decades that women's role in the history of South Africa has actually been given some recognition. As we celebrate Women’s Month we commemorate the history of women’s struggle in South Africa and the role of women in the progress towards the new South African democracy. In the not-so-distant past, it was the men who had the lion’s share of authority in society; women were seen as subordinate. A woman’s role was primarily a domestic one; it included raising...

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Is there ever grounds to cancel an offer to purchase?

Blog article by: Neil Mc Kinon Signing an offer to purchase is an exciting time for any buyer. The freedom of owning one’s own property or the thrill of a new investment is a major drawcard for property buyers. But signing an offer to purchase can also come with some buyer’s remorse and the question most often asked is “can I get out of the agreement once I’ve signed?” The answer complex, but in short, no. The terms and conditions in an offer to purchase are designed to protect both the buyer and the seller and prevent either party from unilaterally changing their mind...

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